An insurance agent is a person who deals with the sale of insurance. To become an agent you need to pass the course and pass the exam.
A good agent is a person with a broad knowledge of insurance. Not only those that are on offer but generally available on the market. It is also important to know the insurance law. It should be stressed here that this knowledge is not acquired once. Insurance regulations and the market often change, agents want to keep up with the latest trends. In addition to the wide knowledge the agent must have personality traits. This is mainly due to the fact that direct contact with the customer is necessary.
Selling insurance is not a simple task. Agent work requires a lot of dedication and effort. In dealing with the client he should show a number of characteristics and skills. This way, he or she will be able to determine what the person is looking for by purchasing life insurance, knowledge transfer ability – a person wishing to purchase life insurance rarely has any knowledge of the subject and therefore the agent’s role is to convey the buyer’s knowledge so that he or she can decide what policy he or she wishes to purchase. The agent should select the information that he or she would like to see. attention to detail – it is also important for the agent to be attentive and attention to detail.
A life insurance contract is a long-term commitment that involves large amounts of money so it is important that the contract is concluded without errors or mistakes.
Attention to detail is particularly important in the case of life insurance contracts, contact with the customer – in service it is important to contact the customer not only before showing the contract, it is also important after the customer service sales.
The policyholder should be able to contact the agent also after signing the policy. A neat appearance – a friendly and neat look will surely help you to get in touch with the customer. Friendly presence will certainly simplify communication in a relaxed atmosphere. The agent’s remuneration is calculated on the basis of sales. Often there is no fixed basis, but commission income only. This means that the financially advantageous benefits it gives him specifically signed contracts. This system is usually based on the percentage of the insurance company’s share.
A good agent is persistent, disciplined and hard-working, no problem answering the bothering side of the question and trying to explain everything clearly. He can choose the right policy for life for even the most demanding client. In his file he has tools like life insurance premium calculator. This will quickly and efficiently calculate different policy variants.